Spending Style Test
Ten questions about how you spend reveal your 'spending type.' From payday splurges to shopping, stress spending, and sale reactions, it matches you to one of five animal characters — the bold Flexer, the frugal Saver, the moody Mood Buyer, the meticulous Planner, or the clever Value Hunter — with a description and one tip for your spending.
What kind of test is it?
Ten questions about how you spend tell you your 'spending type.' Results come as one of five types — the flashy Flexer, the frugal Saver, the moody Mood Buyer, the meticulous Planner, and the clever Value Hunter.
From payday spending to how you shop, stress spending, and how you react to sales, it points out spending tendencies you may not have noticed.
Why does knowing your spending habits matter?
The first step to saving money is knowing 'where and how you spend.' Know your spending style, and rather than cutting blindly, you can plug the leaks in a way that suits you.
For example, a Mood Buyer benefits from devices that curb impulse buys, while a Flexer benefits from setting a budget limit. The right prescription differs by type.
How should you use the result?
The result shows each type's traits along with one tip to refine your spending habits. Keep your type's strengths and cover its weaknesses with small habits.
There's no good or bad type. The goal is to understand your own spending style and find balance.
Frequently Asked Questions
Which type is the best?
There's no right answer. Every type has strengths and weaknesses; what matters is knowing your style and finding balance.
What can I do with the result?
You learn the traits of your spending habits and tips to improve. It's a good starting point for plugging leaks or setting a budget.
Does the type change if I retake it?
Change your answers and the type can change. Retake it when your spending habits have changed to see the difference.