Savings Goal Calculator
A savings goal calculator. Enter your goal amount, period, and annual return to instantly see how much to save each month. Factor in what you've saved so far, and check total contributed and expected gain at a glance.
A savings goal calculator that tells you how much to save monthly
A savings goal calculator works backward: set 'how much by when', and it tells you how much to save each month. Enter your goal amount, period, and annual return to instantly get the monthly amount — and factor in what you've saved so far.
For goals like '$20k in 3 years' or '$100k in 10 years', you can plan with numbers instead of guessing.
Principal and gains, shown separately
Results split into 'monthly saving needed', 'total contributed', and 'expected gain'. Seeing what you actually put in versus the part filled by returns makes it clear how a higher return lowers your monthly burden.
Set the annual return to 0% to see the monthly amount needed from pure saving. If you expect interest or investment returns, raise the rate and compare.
How to use it
Stretch the period or adjust the goal and see how the monthly burden changes instantly. If you've already saved something, enter it to see how much a month covers the rest.
The annual return is an assumption. Real returns vary and can be negative, so use it as a planning reference.